November 12, 2009
Malicious ACH E-mail Virus Alert
To all Checking and Savings Customers of The Lyons National Bank:
You may randomly receive a falsified e-mail with the subject title "Rejected ACH Transaction." This e-mail appears to be from NACHA – The Electronic Payments Association – telling you that there is a problem with an ACH transaction you have originated.
The e-mail includes a link which redirects the individual to a fake Web page which appears to be part of the NACHA Web site. This link is almost certainly an executable virus with malware.
The e-mail message may appear with wording similar to this:
Dear bank account holder,
The ACH transaction, recently initiated from your bank account, was
rejected by the Electronic Payments Association. Please review the
transaction report by clicking the link below:
Unauthorized ACH Transaction Report (this is the how the link is
presented).
Warning: this e-mail did not originate from NACHA and the Web site is not NACHA's. DO NOT CLICK ON THIS LINK.
For additional information, please go to: www.nacha.org.
E-mail Scam claiming to be from the FDIC
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.
The subject line of the e-mail states: “Check your Bank Deposit Insurance Coverage.” The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”
The e-mail then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). It then instructs recipients to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”
This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft.
The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.
